Little Known Facts About Credit Cards And Debts : Learn About Worthwhile Facts Next

We all wait for the day when debt will be magically banished from all the records.

Some people call it the coming of Jesus, but I call it the coming of the debt-eraser. Yes, I'm evidently being stupid right now, but how great would this be? We'd all surely call this person a saint of some sort. I know I would plaster his/her face across my living room wall in a 30/40 frame.

At this point I'd even be satisfied if my credit card debt was erased. The relief would be beyong measure. Speaking of those little plastic devils, how much do you presently owe on yours? I swear these suckers should come with the numbers 666 written across the front. Just as a fair warning to all who wield them. Someone please arrive with the interest free credit cards. The globe would be a much better place.

The other day I was Christmas shopping. After all, this is the season to be jolly, right? Well, how in the name of God am I supposed to be jolly when I know that there will be some stupid interest rate charged on my credit card each month? Every time I whip the thing out, I cringe with a tentative twinkle in my eye.

I hate to use the little devil, but , if you're broke from paying bills, you hardly have 20 other options. It's not like you could simply dismiss the notion of buying presents for the loved ones. That wouldn't go over so well. Of course if one had a few interest free credit cards, this wouldn't be an issue at all.

But, where on earth can you find these? Well, I'm glad you asked. You can indeed find interest free credit cards, but like always, there is normaly a catch. They're in general interest free only for balance transfers, and this only lasts for a year from when you get the card. So don't plan on getting interest free credit cards that apply to purchases. Be sure to read the fine print on the back of each document/pitch you receive in the mail. The purchase interest rate is normally HIGH, and the cash-advance one is always worse.

I just remembered the only time I encountered true interest free credit cards. It was back toward the beginning of university. I was offered a couple interest free credit cards with 0 APRs on purchases. They only had 250 dollar limits and if you exceeded the limit, your interest rate was horrible. Other than that, these advantageous credit cards stop to exist.