Credit Articles

Credit card rewards programs are hugely popular with Australian consumers. They allow you to benefit from a wide range of rewards simply for using your credit card.

According to Reserve Bank of Australia figures, Australia's national credit card balance was $40.4 billion at the end of 2009.

If you have bad credit you can still find a loan. Many lenders offer up to $15,000 on their Web sites, for secured no, and even for loans under $1000 for which they don't actually run a credit check.

Credit cards can be good or they can be bad. It is all about how a person handles them. Credit cards have many perks to them, but when misused, they can lead to a load of financial problems. Many p

You might think that there is no way for you to establish how likely your credit card application is to be agreed by the card provider.

According to the Sydney Morning Herald, this staggering figure is the total consumer credit lending to individuals in Australia at the end of December 2009.

Banks are being every more selective about who they grand credit to.

Now you have researched the various cards available, you have several options for how to go about applying for your chosen card.

Consumers who buy goods with a debit card could enjoy the same protection as those who use a credit card, if new plans to shake up the industry get the go-ahead. In the current uncertain climate, man

Got the blues about your plastic? Don't panic It's not unusual to worry about money early in the year. The festive period puts a dent in many people's pockets and dealing with the fallout can often m