Most people in this country rely on credit cards for almost all their purchases. To be used responsibly, credit cards should be considered a financial tool, not free money. The owner of the credit cards is accountable for all balances, which should b
Credit Articles 
Working to Decrease Debt on Credit Cards By: barrywaters
Credit Card Charge-Off - What it is and What to Do If it Happens to You By: danmorton
Are your credit card companies threatening you with a "charge-off?" Do you even know what a "charge-off" is? A charge-off is a serious situation - but it isn't the end of the world. You have options, and, if you don't panic, you could come out ahead!
Prepaid Cards in Lieu of Credit Cards for Bad Credit By: barrywaters
Consumers are still spinning from the economic events of the last year and the impact on the credit industry. Lending standards have become more stringent, as banks and lenders are no longer willing to take a chance on risky borrowers. Borrowers see
Going to College? Consider a College Student Credit Card By: josie.harvey1065
If you're a parent of a college student it may be a source of great anxiety. If you're a student getting ready to start the next stage of your life, it's another piece of freedom that you have been waiting all of your life to gain. What is it? Your first credit card.
Can I Save Money by Using 0 Interest Credit Cards? By: josie.harvey1065
0 interest credit cards; are they a much needed lifeline or simply a tactic used to ensnare you into post offer high interest trauma! Many would agree that 0 interest credit cards are fantastic, but are they a long term strategy to help lower personal debt
Why Your Credit Score Matters and What You Can Do About It By: josie.harvey1065
Your credit score is critically important to many areas of your life, probably more than you even realize. In fact, having a low credit score could be costing you money. Find out how you can raise your credit score and why you should do so.
Reward Credit Cards for a Frugal Time By: josie.harvey1065
You have no idea how excited I am. I'm going to be taking a Caribbean cruise but that's not the exciting part. We're staying in a suite. My wife and I are going to wake up in the morning and step out on to our private balcony to see the ocean. We aren't amongst the wealthiest people in the world and I'm quite the penny pincher so how are we affording a suite made for the wealthy and why am I agreeing to pay for it? Our rewards credit card is making it all possible.
Is an Airline Credit Card Right for You? By: josie.harvey1065
There's an old adage among people who invest in the stock market. Depending on who you talk to it will sound a little different but it goes something like this: "Never trust airlines and ..." the last word depends on the investor. Many say autos. Others say the movies but nearly all of them mention airlines.
Cash In With A Cash Back Credit Card By: josie.harvey1065
Consumers have different criteria when shopping for a credit card. Most of the credit card reviews focus on two characteristics of the card: The interest rate and fees. This is because statistics show that the majority of people who have credit cards do not pay off their balance in full each month.
10 Questions To Check Before Applying for a Secured Credit Card By: aleish
Would you like to apply for a secured credit card? If you have a less than perfect credit score, you’re not entirely helpless. This year, you can start improving your credit score with the help of a secured credit card. Here are ten questions you may want to check out before applying for one