Getting By While Awaiting Social Security Disability

Q: If I cannot work, how am I supposed to support myself while applying for social security disability?
A: Waiting for a decision on a social security disability insurance claim can take months or years. Finding ways to get by in the meantime can be worrisome for some claimants. Given the duration some claims take, it is vital to examine and adjust your budget when possible. Try to eliminate all spending that is not mandatory. Regardless of what you can afford now, resist temptation to spend. Try to put savings away for the sole purpose of supporting you through the long wait that may happen with your social security disability application. Mandatory expenditures can sometimes be adjusted to allow flexibility during the waiting period. Some gas and electric companies have aid programs for those with limited income to help pay for winter heating bills. Refinancing a mortgage or other loan to free up funds can be an option. Some applicants are fortunate to have loved ones that can help them with financial support during the interim period. If you can no longer pay your medical bills, seek assistance. You need to continue to go to the doctor. Some churches and non profits have programs to help with prescription costs. Research any health benefits with the state for which you might qualify. You can also go to a free clinic program for certain things. Talk to your doctor about restructuring payment plans. Knowing that you are applying for disability, billing departments are more willing to work with you. Filing for public assistance programs can also be helpful. General Assistance is a state program that can lend you money that will have to be repaid after your social security disability case has been processed. Filing for food stamps and housing assistance may be beneficial for you, if the application process takes longer than expected. If you are in financial dire straights, you might consider talking to a social security attorney. You may be eligible for dire need assistance with social security. Such assistance can help expedite your claim and offer monetary aid.
Q: Can you go to the Social Security office to submit your social security disability application?
A: You can apply for social security disability insurance online, over the phone or in person. Most people believe handling it in person is the most advantageous. Meeting with your claims representative will give you one on one communication. The claims representative will have a chance to observe you functioning with your current injury or condition, and you have a chance to introduce your case. This initial meeting sets the stage for the rest of process. Call the toll free number (800) 772.1213 for Social Security and ask for an appointment to submit your application for social security disability. Social Security will send you written notification of the appointment time and date.
Q: How long does a claim for social security disability benefits take?
A: Decisions on some cases are reached within a few months, while others are not reached for years. A decision for a normal case that has all the required materials is made within 90 days or so.