What are the Limits on Social Security Benefits?

Are you eligible for social security benefits? If so, which ones? The regulations can be labyrinthine, and trying to puzzle them out can be an exercise in frustration. These frequently asked questions will clarify which disability benefits you are eligible for, and how far your benefits will stretch.
Can I get partial disability through SSA?
No, Social Security does not offer disability benefits to people with partial or short term disabilities. You are eligible for social security benefits only if you are deemed completely disabled and your disability is likely to last a year or more. (Note that you may continue working while collecting disability benefits if your highest possible income is beneath a certain level.)
I am able to work, but not at the level I used to, nor can I earn the same money I used to. Can I still file for social security benefits?
Yes, you can file for disability benefits if you are making less than a certain amount per month, averaged over a full year. The amount changes annually, so check the official Social Security web site or booklets to find out what the current limit is.
However, be aware that your earnings in your current job are not the only earnings the state agency will take into account. If you could make more money by switching to another job, you will be ineligible for disability benefits. The state agency will consider your training, experience, age, and medical condition when deciding whether you are able to do other work, so you will not be pushed into doing work for which you are untrained or which strains your physical capacity.
According to my doctors, there are no effective treatments for my condition, so why do I have to continue to make office visits?
In the beginning, the state agency that handles your social security benefits will request that you go to doctors several times in order to get a complete evaluation of your medical condition. The doctors you usually go to may not be able to provide enough information; for example, you may need tests or equipment that your doctor does not have. The state agency may help you to find the specialist you need.
After you have been ruled eligible for disability benefits, regular examinations will be necessary to track the state of your health. Not all disabilities are permanent; you may improve enough to return to work, even if there is no medical treatment that can speed your improvement along.